As we are in the midst of the holiday season, it's safe to assume that there will be ample shopping done as well. Bobby Jain and other minds in finance will agree, but one of the biggest challenges with this endeavor is saving as much money as possible. Believe it or not, there are ways to get the best gifts for your loved ones without breaking the bank. Here are a few holiday shopping do's and don'ts that will help you in this sense.
DO be creative with your gifts. Just because you can buy the most expensive gifts for people doesn't necessarily mean that you have to. As a matter of fact, it might be better to exercise your creative muscles, either by finding or making gifts based on the interests that your loved ones have. Nothing says caring like a gift made from the heart. This is just one way to save money, not to mention provide your loved ones with presents they'll remember.
DON'T assume that certain days of the holiday season have the best deals. When you think about popular shopping days, Black Friday and Cyber Monday are likely to be the first ones that come to mind. Despite this, there are other days that are tailor-made for deal hunting. As a matter of fact, authorities on finance like Bob Jain will suggest that you check out different sites each week. You never know what you'll find by doing so.
DO shop as soon as possible. If you know exactly what your loved ones will enjoy, why start shopping in November when you can do it earlier? One of the caveats of shopping sooner is that you run short on time. Not only will you run the risk of not giving gifts on time, but you may not be able to benefit from deals that could have saved you money. As far as holiday shopping is concerned, sooner is usually better.
DON'T forget about the addition of shipping. If you're going to do most, if not all, of your shopping online, understand that shipping rates add up. You'll want to do business with retailers that won't charge too much in this sense. Fortunately, if you spend a certain amount, you may be able to benefit from free shipping. Regardless, if you're not careful, shipping can rack up ample money in the long term.
DO be creative with your gifts. Just because you can buy the most expensive gifts for people doesn't necessarily mean that you have to. As a matter of fact, it might be better to exercise your creative muscles, either by finding or making gifts based on the interests that your loved ones have. Nothing says caring like a gift made from the heart. This is just one way to save money, not to mention provide your loved ones with presents they'll remember.
DON'T assume that certain days of the holiday season have the best deals. When you think about popular shopping days, Black Friday and Cyber Monday are likely to be the first ones that come to mind. Despite this, there are other days that are tailor-made for deal hunting. As a matter of fact, authorities on finance like Bob Jain will suggest that you check out different sites each week. You never know what you'll find by doing so.
DO shop as soon as possible. If you know exactly what your loved ones will enjoy, why start shopping in November when you can do it earlier? One of the caveats of shopping sooner is that you run short on time. Not only will you run the risk of not giving gifts on time, but you may not be able to benefit from deals that could have saved you money. As far as holiday shopping is concerned, sooner is usually better.
DON'T forget about the addition of shipping. If you're going to do most, if not all, of your shopping online, understand that shipping rates add up. You'll want to do business with retailers that won't charge too much in this sense. Fortunately, if you spend a certain amount, you may be able to benefit from free shipping. Regardless, if you're not careful, shipping can rack up ample money in the long term.
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Kindly consult Bobby Jain for additional money-saving tips you can use in your day-to-day life.
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